Terms & Conditions

Pfane United For Good / IBALIK

Last Edited: November 24th, 2025

Welcome to the website operated by Pfane United For Good (“Pfane”, “we”, “our”, “us”). These Terms & Conditions (“Terms”) govern your access to and use of IBALIK, the Pfane website, platforms, services, content, trading-related systems, impact dashboards, and any associated tools (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you must stop using the Services immediately.


1. Purpose of the Platform

Pfane United For Good is a humanitarian non-profit organization. The IBALIK system is designed to allocate profits generated by Pfane’s AI-driven trading operations toward charitable impact projects, including food assistance, essential goods, medical support, education, and community development.

The Services are not investment platforms and do not provide investing opportunities to the public. Any performance information displayed is for transparency and reporting only, not financial promotion.


2. No Financial Advice

Nothing on this website, within IBALIK, or in any communication from Pfane should be interpreted as:

  • Financial advice

  • Trading advice

  • Investment recommendations

  • Legal, tax, or professional guidance

  • A solicitation to invest in any financial product

All information is educational, informational, or humanitarian-focused.

You agree that you will not make financial decisions based on content provided by Pfane.


3. Risk Warning & Performance Disclaimer

Pfane’s AI trading systems operate in financial markets, which involve significant risk.

Past performance does not guarantee future results. Trading can result in partial or total loss of funds. Copy-trading mechanisms can produce different results for different accounts.

Any charts, statistics, statements of performance, simulations, or historical summaries:

  • Are provided for information and transparency

  • May not reflect actual or future results

  • Should not be interpreted as guarantees

Pfane is not liable for:

  • Losses in connected or replicated accounts

  • Missed profits

  • Market volatility

  • System delays, failures, or interruptions

  • Variations in performance between accounts or platforms

You accept full responsibility for any decision you make relating to trading, replication, or platform use.


4. Humanitarian Use of Funds

Profits generated through Pfane’s trading activities may be used to support:

  • Food distribution

  • Essential goods delivery

  • Educational aid

  • Community development projects

  • Medical support

  • Other approved humanitarian initiatives

Pfane maintains full discretion over how funds are allocated, distributed, and documented.

Pfane does not guarantee:

  • That specific beneficiaries will receive aid

  • That certain geographic regions will be prioritized

  • That all requests for assistance will be fulfilled

Our commitment is to act ethically, responsibly, and in accordance with our mission.


5. Eligibility

To use the Services, you affirm that:

  • You are at least 18 years old

  • You have the legal capacity to agree to these Terms

  • You will not use the Services for illegal or unauthorized purposes


6. User Conduct

You agree not to:

  • Misuse any part of the IBALIK system

  • Attempt to access private systems or dashboards without permission

  • Copy, modify, reverse-engineer, or disrupt the Services

  • Use the Services for fraud, market manipulation, or prohibited activities

Pfane reserves the right to suspend access to any user who violates these Terms.


7. Intellectual Property

All content, branding, designs, images, data, software, UI/UX elements, and written materials on the Pfane or IBALIK website belong to Pfane United For Good unless otherwise stated.

You may not:

  • Republish

  • Copy

  • Commercially use

  • Reproduce

  • Modify

  • Distribute

any content without written permission.


8. Third-Party Platforms

IBALIK may interact with third-party services, including:

  • Trading platforms

  • Distribution partners

  • Rating systems

  • Mapping or logistics tools

  • Social platforms

Pfane is not responsible for the reliability, accuracy, or risks associated with third-party systems.


9. Service Availability & Technical Issues

We do not guarantee:

  • Uninterrupted operation

  • Error-free performance

  • Server uptime

  • Data accuracy at all times

You acknowledge that outages, delays, or discrepancies may occur.

Pfane is not responsible for loss or impact caused by:

  • Technical failures

  • Platform downtime

  • API interruptions

  • Third-party service issues


10. Liability Limitation

To the maximum extent permitted by law, Pfane United For Good and its representatives are not liable for:

  • Any financial losses

  • Lost profits

  • Missed opportunities

  • Trading losses

  • Indirect, incidental, or consequential damages

  • Misinterpretation of content

  • Actions taken based on provided information

Your use of the Services is strictly at your own risk.


11. Changes to Terms

Pfane may update these Terms at any time. Updated versions will be posted on this page with the new date.

Continued use of the Services after changes means you accept the updated Terms.


12. Termination

Pfane reserves the right to suspend or terminate access for any user who:

  • Violates these Terms

  • Misuses the system

  • Engages in abusive, harmful, or fraudulent behavior

Termination may occur without prior notice.


13. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of: Romania and the European Union


14. Contact Information

If you have questions about these Terms, please contact: Pfane United For Good Website: www.ibalik.org