Pfane United For Good / IBALIK
Last Edited: November 24th, 2025
Welcome to the website operated by Pfane United For Good (“Pfane”, “we”, “our”, “us”). These Terms & Conditions (“Terms”) govern your access to and use of IBALIK, the Pfane website, platforms, services, content, trading-related systems, impact dashboards, and any associated tools (collectively, the “Services”).
By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you must stop using the Services immediately.
Pfane United For Good is a humanitarian non-profit organization. The IBALIK system is designed to allocate profits generated by Pfane’s AI-driven trading operations toward charitable impact projects, including food assistance, essential goods, medical support, education, and community development.
The Services are not investment platforms and do not provide investing opportunities to the public. Any performance information displayed is for transparency and reporting only, not financial promotion.
Nothing on this website, within IBALIK, or in any communication from Pfane should be interpreted as:
Financial advice
Trading advice
Investment recommendations
Legal, tax, or professional guidance
A solicitation to invest in any financial product
All information is educational, informational, or humanitarian-focused.
You agree that you will not make financial decisions based on content provided by Pfane.
Pfane’s AI trading systems operate in financial markets, which involve significant risk.
Past performance does not guarantee future results. Trading can result in partial or total loss of funds. Copy-trading mechanisms can produce different results for different accounts.
Any charts, statistics, statements of performance, simulations, or historical summaries:
Are provided for information and transparency
May not reflect actual or future results
Should not be interpreted as guarantees
Pfane is not liable for:
Losses in connected or replicated accounts
Missed profits
Market volatility
System delays, failures, or interruptions
Variations in performance between accounts or platforms
You accept full responsibility for any decision you make relating to trading, replication, or platform use.
Profits generated through Pfane’s trading activities may be used to support:
Food distribution
Essential goods delivery
Educational aid
Community development projects
Medical support
Other approved humanitarian initiatives
Pfane maintains full discretion over how funds are allocated, distributed, and documented.
Pfane does not guarantee:
That specific beneficiaries will receive aid
That certain geographic regions will be prioritized
That all requests for assistance will be fulfilled
Our commitment is to act ethically, responsibly, and in accordance with our mission.
To use the Services, you affirm that:
You are at least 18 years old
You have the legal capacity to agree to these Terms
You will not use the Services for illegal or unauthorized purposes
You agree not to:
Misuse any part of the IBALIK system
Attempt to access private systems or dashboards without permission
Copy, modify, reverse-engineer, or disrupt the Services
Use the Services for fraud, market manipulation, or prohibited activities
Pfane reserves the right to suspend access to any user who violates these Terms.
All content, branding, designs, images, data, software, UI/UX elements, and written materials on the Pfane or IBALIK website belong to Pfane United For Good unless otherwise stated.
You may not:
Republish
Copy
Commercially use
Reproduce
Modify
Distribute
any content without written permission.
IBALIK may interact with third-party services, including:
Trading platforms
Distribution partners
Rating systems
Mapping or logistics tools
Social platforms
Pfane is not responsible for the reliability, accuracy, or risks associated with third-party systems.
We do not guarantee:
Uninterrupted operation
Error-free performance
Server uptime
Data accuracy at all times
You acknowledge that outages, delays, or discrepancies may occur.
Pfane is not responsible for loss or impact caused by:
Technical failures
Platform downtime
API interruptions
Third-party service issues
To the maximum extent permitted by law, Pfane United For Good and its representatives are not liable for:
Any financial losses
Lost profits
Missed opportunities
Trading losses
Indirect, incidental, or consequential damages
Misinterpretation of content
Actions taken based on provided information
Your use of the Services is strictly at your own risk.
Pfane may update these Terms at any time. Updated versions will be posted on this page with the new date.
Continued use of the Services after changes means you accept the updated Terms.
Pfane reserves the right to suspend or terminate access for any user who:
Violates these Terms
Misuses the system
Engages in abusive, harmful, or fraudulent behavior
Termination may occur without prior notice.
These Terms shall be governed and interpreted in accordance with the laws of: Romania and the European Union
If you have questions about these Terms, please contact: Pfane United For Good Website: www.ibalik.org